Traffic accident simulation to collect insurance: Scam

The AP Salamanca condemns four members of the same family as perpetrators of a crime of fraud in the degree of criminal attempt to simulate a traffic accident to try to collect insurance compensation.

Four members of the same family, by mutual agreement and in order to defraud an insurance company, simulated the existence of a traffic accident between two vehicles owned by one of them.

On the day of the events, the owner of both vehicles called the crane of his insurance after allegedly suffering the accident in question. Upon arrival of the tow vehicle to the scene, the operator was met with the sole presence of one of the defendants who, after describing the mechanics of the accident, took the corresponding part of the insurance claim.

Received the part and after having verified the existence of previous accidents of similar characteristics in which the same subjects had intervened, the insurance company commissioned an investigation of the incident.

As a result of this investigation, the insurer discovered a plot of a family nature, tending to defraud the company, which was evidenced by the following facts:

1. Damages suffered by vehicles were not compatible with the manner and manner in which it was said that the accident had occurred.
2. The owner of both vehicles was the same person and all the people who were said to be in the vehicles had family ties to each other and had already suffered other highly “suspicious” accidents, both due to the circumstances and the coincidence of the intervening parties. .
3. The address of one of the drivers involved coincided with that of the vehicle owner.
4. The policies of both vehicles were formalized by the same insurance agent and hired by two sisters, the owner’s family, who allegedly also traveled as occupants of the vehicles at the time of the accident.
5. Following the incident, the telephone number of the same person was provided as the contact number of both vehicles. As a result of the above, the fraud was discovered and, in the trial initiated on the merits of the complaint made by the insurer, the defendants reached an agreement with the Fiscal Ministry.

Under that agreement, the judge handed down a judgment of conformity for which the defendants were sentenced to 3 months in prison for committing a crime of attempted fraud.